Retirement planning

401(k) & retirement savings calculator

Project your 401(k) and retirement savings, contributions and future income.

Your next money question

Put your result to work

Understand your income →

Compare hourly pay, salary and take-home estimates.

Plan a home budget →

Bring income, debts and housing costs together.

Reach a savings goal →

Compare contributions and see when you could reach your target.

Plan your 401(k) and retirement savings

Add your current 401(k), IRA and other retirement account balances to the savings field. For the monthly contribution, include your own contributions and any employer match you expect to receive. Use only the matching amount you expect to keep under your plan’s vesting rules.

Compare your contribution choices

Save a scenario with today’s contribution, then try a higher monthly amount, a different retirement age or a more conservative return. Compare up to four scenarios and export the full comparison as a one-page Excel, Word, PDF or JPG report.

What the projection includes

The calculator compounds the entered return monthly, adds contributions at each month’s end and estimates purchasing power using your inflation assumption. Country changes the display currency; state and ZIP code are not needed for this projection.

Account contribution limits, taxes, fees, withdrawals and market volatility are not modeled. The displayed 4% income figure is an illustration, not a guaranteed withdrawal rate. For U.S. retirement benefits, use the separate Social Security calculator.

Keep planning

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